{"id":27821,"date":"2024-02-15T18:23:12","date_gmt":"2024-02-15T17:23:12","guid":{"rendered":"https:\/\/www.education.pf\/capsurlhexagone\/?page_id=27821"},"modified":"2024-02-28T03:50:09","modified_gmt":"2024-02-28T02:50:09","slug":"ouvrir-un-compte-bancaire","status":"publish","type":"page","link":"https:\/\/www.education.pf\/capsurlhexagone\/budget-finances\/ouvrir-un-compte-bancaire\/","title":{"rendered":"Ouvrir un compte bancaire"},"content":{"rendered":"<p>Ouvrir un compte bancaire en France peut \u00eatre tr\u00e8s utile, notamment pour\u00a0<strong>r\u00e9gler tes factures<\/strong>\u00a0(\u00e9lectricit\u00e9, t\u00e9l\u00e9phone, loyer) et <strong>tes abonnements <\/strong>(transports, Internet). Tu pourras \u00e9galement <strong>percevoir plus facilement tes \u00e9ventuels salaires<\/strong> et te<strong> faire rembourser tes frais de sant\u00e9<\/strong> directement. Une carte de paiement fran\u00e7aise te permet \u00e9galement de r\u00e9gler la majorit\u00e9 de tes d\u00e9penses et t&rsquo;\u00e9vite de transporter des sommes importantes d\u2019argent liquide.<\/p>\n<p><strong>Poss\u00e9der un compte bancaire est un\u00a0<a href=\"https:\/\/particuliers.banque-france.fr\/votre-banque-et-vous\/droit-au-compte\/jai-besoin-dun-compte-bancaire\" target=\"_blank\" rel=\"noreferer,noopener noopener\">droit qui est reconnu par la loi fran\u00e7aise<\/a><\/strong>. Un \u00e9tudiant\u00a0 qui r\u00e9side en France peut ouvrir un compte bancaire dans n\u2019importe quelle banque en France. Les diff\u00e9rents \u00e9tablissements bancaires sont repr\u00e9sent\u00e9s dans la majorit\u00e9 des villes ; il suffit de pousser la porte d\u2019une agence et de prendre un rendez-vous avec un conseiller<\/p>\n<p><strong>Compare les offres de diff\u00e9rentes banques<\/strong>. Les co\u00fbts de la carte de retrait, des virements vers la Polyn\u00e9sie ( et vice-versa) et des retraits en Polyn\u00e9sie (quand tu reviens en vacances) peuvent sensiblement varier d\u2019un \u00e9tablissement \u00e0 l\u2019autre.<\/p>\n<p>Trois documents sont n\u00e9cessaires pour ouvrir un compte bancaire :<\/p>\n<ul>\n<li><strong>une pi\u00e8ce d&rsquo;identit\u00e9 ; <\/strong><\/li>\n<li><strong>un justificatif de domicile ; <\/strong><\/li>\n<li><strong>une attestation de scolarit\u00e9<\/strong>\u00a0ou une carte d&rsquo;\u00e9tudiant.<\/li>\n<li>Si tu es mineur(e) la <strong>pr\u00e9sence d&rsquo;un de tes responsables l\u00e9gaux<\/strong> est obligatoire.<\/li>\n<\/ul>\n<p>En ouvrant un compte bancaire, tu auras droit \u00e0 une <strong>carte bancaire et un ch\u00e9quier.<\/strong> Gr\u00e2ce \u00e0 ton <strong>relev\u00e9 d\u2019identit\u00e9 bancaire (RIB)<\/strong>, tu pourras mettre facilement en place des pr\u00e9l\u00e8vements automatiques pour tes diff\u00e9rents abonnements.<\/p>\n<p><strong>En cas de difficult\u00e9 \u00e0 ouvrir un compte bancaire, il existe une proc\u00e9dure dite de \u00ab\u00a0droit au compte\u00a0<\/strong>\u00bb. La Banque de France d\u00e9signera d\u2019office une banque qui sera oblig\u00e9e de t&rsquo;ouvrir un compte. Les d\u00e9tails de cette proc\u00e9dure, les documents \u00e0 fournir et les associations proposant de l\u2019aide sont sur le <a href=\"https:\/\/particuliers.banque-france.fr\/votre-banque-et-vous\/droit-au-compte\/jai-besoin-dun-compte-bancaire\" target=\"_blank\" rel=\"noreferer,noopener noopener\"><strong>site de la Banque de France<\/strong>.<\/a><\/p>\n<h3>Partenariats entre les banques en Polyn\u00e9sie et les banques en m\u00e9tropole<\/h3>\n<p>Certains de nos \u00e9tablissements bancaires polyn\u00e9siens ont des accord avec des banque en m\u00e9tropole:<\/p>\n<p>&#8211; Banque de Polyn\u00e9sie avec la Soci\u00e9t\u00e9 g\u00e9n\u00e9rale<\/p>\n<p>&#8211; Banque de Tahiti avec la Caisse d&rsquo;Epargne<\/p>\n<p>&#8211; Banque Socredo avec le groupe BRED Banque Populaire<\/p>\n<p>N&rsquo;h\u00e9site pas \u00e0 te rapprocher de la banque de ta famille pour avoir des informations suppl\u00e9mentaires.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ouvrir un compte bancaire en France peut \u00eatre tr\u00e8s utile, notamment pour\u00a0r\u00e9gler tes factures\u00a0(\u00e9lectricit\u00e9, t\u00e9l\u00e9phone, loyer) et tes abonnements (transports, Internet). Tu pourras \u00e9galement percevoir [&#8230;]<\/p>\n","protected":false},"author":11,"featured_media":0,"parent":27164,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-27821","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ouvrir un compte bancaire -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.education.pf\/capsurlhexagone\/budget-finances\/ouvrir-un-compte-bancaire\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ouvrir un compte bancaire -\" \/>\n<meta property=\"og:description\" content=\"Ouvrir un compte bancaire en France peut \u00eatre tr\u00e8s utile, notamment pour\u00a0r\u00e9gler tes factures\u00a0(\u00e9lectricit\u00e9, t\u00e9l\u00e9phone, loyer) et tes abonnements (transports, Internet). Tu pourras \u00e9galement percevoir [...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.education.pf\/capsurlhexagone\/budget-finances\/ouvrir-un-compte-bancaire\/\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-28T02:50:09+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.education.pf\\\/capsurlhexagone\\\/budget-finances\\\/ouvrir-un-compte-bancaire\\\/\",\"url\":\"https:\\\/\\\/www.education.pf\\\/capsurlhexagone\\\/budget-finances\\\/ouvrir-un-compte-bancaire\\\/\",\"name\":\"Ouvrir un compte bancaire -\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.education.pf\\\/capsurlhexagone\\\/#website\"},\"datePublished\":\"2024-02-15T17:23:12+00:00\",\"dateModified\":\"2024-02-28T02:50:09+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.education.pf\\\/capsurlhexagone\\\/budget-finances\\\/ouvrir-un-compte-bancaire\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.education.pf\\\/capsurlhexagone\\\/budget-finances\\\/ouvrir-un-compte-bancaire\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.education.pf\\\/capsurlhexagone\\\/budget-finances\\\/ouvrir-un-compte-bancaire\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.education.pf\\\/capsurlhexagone\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Budget-Finances\",\"item\":\"https:\\\/\\\/www.education.pf\\\/capsurlhexagone\\\/budget-finances\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Ouvrir un compte bancaire\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.education.pf\\\/capsurlhexagone\\\/#website\",\"url\":\"https:\\\/\\\/www.education.pf\\\/capsurlhexagone\\\/\",\"name\":\"\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.education.pf\\\/capsurlhexagone\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ouvrir un compte bancaire -","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.education.pf\/capsurlhexagone\/budget-finances\/ouvrir-un-compte-bancaire\/","og_locale":"fr_FR","og_type":"article","og_title":"Ouvrir un compte bancaire -","og_description":"Ouvrir un compte bancaire en France peut \u00eatre tr\u00e8s utile, notamment pour\u00a0r\u00e9gler tes factures\u00a0(\u00e9lectricit\u00e9, t\u00e9l\u00e9phone, loyer) et tes abonnements (transports, Internet). Tu pourras \u00e9galement percevoir [...]","og_url":"https:\/\/www.education.pf\/capsurlhexagone\/budget-finances\/ouvrir-un-compte-bancaire\/","article_modified_time":"2024-02-28T02:50:09+00:00","twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.education.pf\/capsurlhexagone\/budget-finances\/ouvrir-un-compte-bancaire\/","url":"https:\/\/www.education.pf\/capsurlhexagone\/budget-finances\/ouvrir-un-compte-bancaire\/","name":"Ouvrir un compte bancaire -","isPartOf":{"@id":"https:\/\/www.education.pf\/capsurlhexagone\/#website"},"datePublished":"2024-02-15T17:23:12+00:00","dateModified":"2024-02-28T02:50:09+00:00","breadcrumb":{"@id":"https:\/\/www.education.pf\/capsurlhexagone\/budget-finances\/ouvrir-un-compte-bancaire\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.education.pf\/capsurlhexagone\/budget-finances\/ouvrir-un-compte-bancaire\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.education.pf\/capsurlhexagone\/budget-finances\/ouvrir-un-compte-bancaire\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.education.pf\/capsurlhexagone\/"},{"@type":"ListItem","position":2,"name":"Budget-Finances","item":"https:\/\/www.education.pf\/capsurlhexagone\/budget-finances\/"},{"@type":"ListItem","position":3,"name":"Ouvrir un compte bancaire"}]},{"@type":"WebSite","@id":"https:\/\/www.education.pf\/capsurlhexagone\/#website","url":"https:\/\/www.education.pf\/capsurlhexagone\/","name":"","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.education.pf\/capsurlhexagone\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"_links":{"self":[{"href":"https:\/\/www.education.pf\/capsurlhexagone\/wp-json\/wp\/v2\/pages\/27821","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.education.pf\/capsurlhexagone\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.education.pf\/capsurlhexagone\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.education.pf\/capsurlhexagone\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.education.pf\/capsurlhexagone\/wp-json\/wp\/v2\/comments?post=27821"}],"version-history":[{"count":4,"href":"https:\/\/www.education.pf\/capsurlhexagone\/wp-json\/wp\/v2\/pages\/27821\/revisions"}],"predecessor-version":[{"id":27973,"href":"https:\/\/www.education.pf\/capsurlhexagone\/wp-json\/wp\/v2\/pages\/27821\/revisions\/27973"}],"up":[{"embeddable":true,"href":"https:\/\/www.education.pf\/capsurlhexagone\/wp-json\/wp\/v2\/pages\/27164"}],"wp:attachment":[{"href":"https:\/\/www.education.pf\/capsurlhexagone\/wp-json\/wp\/v2\/media?parent=27821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}